I want to be ready so much and have to work on my credit. I checked out Realtor.com and here is what they say:
Before you apply for a loan, know the facts:
FACT: Many lenders now require credit scores in the 700s.
FACT: Now more than ever, one Credit Score isn't enough. You need all 3.
FACT: FreeScore makes it easy to:
Review your 3 Credit Scores from TransUntion, Experian, and Equifax
Get 3 Credit Reports in one easy access to your credit profile at all 3 credit buearus
Stay protected with Triple Buearu Monitoring, which sends you email alerts of changes on your credit files.
It looks like they made a boo-boo on the spelling of bureau though.
Thursday, August 20, 2009
Renters Rights Resources
Info obtained from
http://www.nolo.com/resource.cfm/catID/31250834-6A2E-4970-9EDD4DAF221A0C7E/104/138/
Get Your Security Deposit Back
Most states hold landlords to strict guidelines as to when and how to return security deposits. The general rule is that you are not responsible for normal wear and tear. If you cause damage by your unreasonable carelessness or deliberate misuse, however, you must pay for it. Landlords are typically required to return your security deposit, or give you an itemized accounting of the deductions from your security deposit, within 14 to 30 days after you move out
Ten Tips for Tenants
Bring your paperwork.
Review the lease.
Get everything in writing.
Protect your privacy rights.
Demand repairs.
Talk to your landlord.
Purchase renters' insurance.
Protect your security deposit.
Protect your safety.
Deal with an eviction properly
I have moved over and again as a renter and have never, I mean never received any security deposits back. Why? Because I never knew my rights and assumed the landlord was right! It's time to start taking action.
http://www.nolo.com/resource.cfm/catID/31250834-6A2E-4970-9EDD4DAF221A0C7E/104/138/
Get Your Security Deposit Back
Most states hold landlords to strict guidelines as to when and how to return security deposits. The general rule is that you are not responsible for normal wear and tear. If you cause damage by your unreasonable carelessness or deliberate misuse, however, you must pay for it. Landlords are typically required to return your security deposit, or give you an itemized accounting of the deductions from your security deposit, within 14 to 30 days after you move out
Ten Tips for Tenants
Bring your paperwork.
Review the lease.
Get everything in writing.
Protect your privacy rights.
Demand repairs.
Talk to your landlord.
Purchase renters' insurance.
Protect your security deposit.
Protect your safety.
Deal with an eviction properly
I have moved over and again as a renter and have never, I mean never received any security deposits back. Why? Because I never knew my rights and assumed the landlord was right! It's time to start taking action.
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